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What is SR22 insurance?
SR22 Insurance: Your Gateway to Driving Reinstatement
What is an SR22?
An SR22 is an official document that serves as proof of financial responsibility to your state. It’s not insurance but a form submitted by your insurance company to verify you have the required coverage.
Why do I need an SR22?
An SR22 is necessary to reinstate your driving privileges after certain violations, such as driving under the influence (DUI) or accumulating multiple tickets. It demonstrates to the state that you have obtained the minimum required car insurance.
Key Points to Note:
- An SR22 is not an insurance policy.
- Both an SR22 and car insurance must be maintained for three years.
- Your insurer is required to notify the DMV if your insurance lapses.
- Once the SR22 requirement is fulfilled, your SR22 status will expire.
Don’t Let Your SR22 Lapse
Maintaining your SR22 and car insurance throughout the designated period is crucial. If your insurance lapses, the DMV will be notified, leading to a license suspension. To avoid this, keep your policies active and fulfill your SR22 obligations responsibly.
